Banking
With Viral Acharya, Abhiman Das, Prachi Mishra, and N. R. Prabhala
Journal of Finance, Reject and Resubmit
Deposits of Indian public and private sector banks around the 2008 Lehman bankruptcy
With Yogeshwar Bharat, and Subhadeep Halder
Invited under dual submission to the Review of Financial Studies
Savings deposit rates: Low HHI vs High HHI banks
With Anusha Chari and Lakshita Jain
Revise and Resubmit, European Economic Review
Impact on lending of zombie and non-zombie firms during forbearance
With S. K. Ritadhi, Siddharth Vij, and Kate Waldock
Management Science, 2025
Impact on non-performing loan recognition post bankruptcy laws
Impact on percentage of zombies post the collateral reform
With Kaushalendra Kishore and Saurabh Roy
Journal of Corporate Finance, 2025
Number of MSAs having a fire sale
With Kanika Mahajan and S. K. Ritadhi
Submitted
Impact on credit for private and public sector banks
Banking Catch-22: Trading off Mark-To-Market and Default Risk in the Presence of Guaranteed Deposits
With Karthik Narayan and Akshat V. Singh
Heterogeneity by Investment Fluctuation Reserve
Digitalization in India
With Shashwat Alok, Pulak Ghosh, and, Manju Puri
Aggregate Relationship Between UPI and Credit
With Kim Fe Cramer, Pulak Ghosh, and Nishant Vats
Revise and Resubmit, Journal of Financial Economics
With Bhavya Agarwal and S. K. Ritadhi
The Review of Corporate Finance Studies, 2023
Impact of demonetization on digital transactions
Housing and Mortgage Markets
With Ulrike Malmendier
Journal of Monetary Economics, 2022
Homeownership segregation and homeownership rates
With Ulrike Malmendier
Tract-level percentile transformation
Government Borrowing and Public Finance
With Yogeshwar Bharat, and Subhadeep Halder
Invited under dual submission to the Review of Financial Studies
Savings deposit rates: Low HHI vs High HHI banks
Political Economy of Government Borrowing and Financial
Crowding Out: Evidence from India
With Viral V. Acharya, Rahul S. Chauhan, and Kavya Ravindranath
Aligned States
Non-Aligned States
With S. K. Ritadhi and Abhay Aneja
Journal of Empirical Legal Studies, 2021
Impact on VAT on plant and machinery
Older Papers
Impact of foreclosure law on marginal borrowers in high (low) lender rights areas.