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Banking

With Viral Acharya, Abhiman Das, Prachi Mishra, and N. R. Prabhala

Journal of Finance, Reject and Resubmit

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Deposits of Indian public and private sector banks around the 2008 Lehman bankruptcy

With Yogeshwar Bharat, and Subhadeep Halder

Invited under dual submission to the Review of Financial Studies

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Savings deposit rates: Low HHI vs High HHI banks

With Anusha Chari and Lakshita Jain

Revise and Resubmit, European Economic Review

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Impact on lending of zombie and non-zombie firms during forbearance

With S. K. Ritadhi, Siddharth Vij, and Kate Waldock

Management Science, 2025

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Impact on non-performing loan recognition post bankruptcy laws

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Impact on percentage of zombies post the collateral reform

With Kaushalendra Kishore and Saurabh Roy

Journal of Corporate Finance, 2025

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Number of MSAs having a fire sale

With Kanika Mahajan and S. K. Ritadhi

Submitted

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Impact on credit for private and public sector banks

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Banking Catch-22: Trading off Mark-To-Market and Default Risk in the Presence of Guaranteed Deposits

With Karthik Narayan and Akshat V. Singh

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Heterogeneity by Investment Fluctuation Reserve

Digitalization in India

With Shashwat Alok, Pulak Ghosh, and, Manju Puri

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Aggregate Relationship Between UPI and Credit

With Kim Fe Cramer, Pulak Ghosh, and Nishant Vats

Revise and Resubmit, Journal of Financial Economics

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With Bhavya Agarwal and S. K. Ritadhi

The Review of Corporate Finance Studies, 2023

Impact of demonetization on digital transactions

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Housing and Mortgage Markets

With Ulrike Malmendier

Journal of Monetary Economics, 2022

Homeownership segregation and homeownership rates

With Ulrike Malmendier

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Tract-level percentile transformation

Government Borrowing and Public Finance

With Yogeshwar Bharat, and Subhadeep Halder

Invited under dual submission to the Review of Financial Studies

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Savings deposit rates: Low HHI vs High HHI banks

Political Economy of Government Borrowing and Financial
Crowding Out: Evidence from India

With Viral V. Acharya, Rahul S. Chauhan, and Kavya Ravindranath

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Aligned States

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Non-Aligned States

With S. K. Ritadhi and Abhay Aneja

Journal of Empirical Legal Studies, 2021

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Impact on VAT on plant and machinery

Older Papers
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Impact of foreclosure law on marginal borrowers in high (low) lender rights areas. 

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